Financial resources

Do you work but still have a hard time making ends meet?  Need information about saving for the future and budgeting?  Need help with your taxes?  Got credit questions?  Southern Tier CA$H can provide helpful information on all these and more!  Just click on the links below for more information. 

  • For information about Social Security  
  • For information about your taxes and tax-related questions
  • For information about the Affordable Care Act
  • Check your eligibility for a wide range of work supports at MyBenefits.NY 
  •  Saving for the Future: For more information about buying U.S. Series I Savings Bond with your tax refund.
  •  For a 2-1-1 Brochure listing local resources click here.


  • A new way to save MyRA(my Retirement Account) is a new retirement savings program that helps you to take control over your future. It is a simple save and affordable retirement account created by the United States Department of the Treasury for the millions of Americans who face barriers to saving for retirement.


  • Assets for Independence (AFI) enables community-based nonprofits and government agencies to implement and demonstrate an assets-based approach for giving low-income families a hand up out of poverty. AFI projects help participants save earned income in matched savings accounts called Individual Development Accounts (IDAs). The program emphasizes enabling people to learn about and use sound budgeting and money management practices, to address financial issues, and to plan for long-term success. Especially when combined with other support services, the asset building approach helps families set goals and progress toward financial stability. Local Link  (Contact 2-1-1Helpline for more information 1-800-346-2211)


Sometimes agencies or businesses offer classes related to personal finance.  There are also many online resources to help you learn about basic personal finance. 

  • Want to take a class or workshop? 
  • For Financial Resources that may be able to help you with financial management, government benefits, budgeting, credit problems, disability and more


The Southern Tier CA$H program does not endorse any of the websites listed, they are provided for your personal use.  We have tried to list only reliable, non-biased sites, which are free or low cost to the user.  If you find anything objectionable, please contact us at 


Identity Theft/Consumer Protection

* Do Not Call Registry



* Federal Trade Commission



* New York State Consumer Assistance Hotline


Banking Options

All New York State banks are required by law to oer low-cost or “lifeline accounts called Basic Banking Accounts.

Banks oer dierent accounts depending on your needs and your nancial limitations.


A bank account can be less costly than using non-bank nancial services.


* NY Department of Financial Services


Health Insurance

* Child Health Plus, Medicaid or Aordable Care Act

1-800-346-2211 or the three numbers 2-1-1


* New York State of Health (Health Benets Exchange)



* Navigator Assistance

1-800-346-2211 or the three numbers 2-1-1 
for an appointment or more information.